Privacy Policy

Introduction

Bretton Platforms Pty Ltd (ACN [Insert ACN]) (Bretton, we, us or our) provides the AI-powered currency management platform and services offered on the https://www.bretton.ai website. We are committed to protecting your privacy in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

For the purposes of the Privacy Act 1988 (Cth) and the Australian Privacy Principles, we are responsible for the handling of any personal information we collect that may be used to identify you.

This privacy policy sets out the categories of personal information we may collect from you when you visit our website (the "Website") and use our platform, as well as how we handle that personal information. If you have any questions about this policy, please contact Bretton at privacy@bretton.ai

We have adopted this policy to ensure that we have standards in place to protect the personal information that we collect about you that is necessary for:

• providing the currency management platform and services that we offer;

• and the normal day-to-day operations of our business.

Together with the Bretton Terms of Service, this Privacy Policy forms part of our agreement with you and determines our responsibilities under Australian privacy law.

If, at any time, you provide information about someone other than yourself, you warrant that you have that person's consent to provide such information for the purpose specified. Bretton is designed for business use and is not intended for children (persons under the age of 18 years). If you have any queries about this Privacy Policy or how we handle your information, please contact us by email:

privacy@bretton.ai

The Privacy Officer
Bretton Platforms Pty Ltd
4 Starling St, Burleigh Heads QLD 4220, Australia

Information Bretton Collects

Personal Information You Provide

When you use our Website and platform, we may collect the following personal information:

• your name and contact information, including email address and company details when you register for our services;

• financial information including details of your foreign currency transactions, payables, and receivables that you import from your accounting systems;

• information regarding your business interests, industry sector, and communication preferences to provide you with relevant services and support;

• feedback and correspondence when you contact our customer support team.

Information We Collect Automatically

When you use the Website and platform, Bretton automatically receives and records information including your IP address, browser type, device information, usage analytics, and pages accessed. We treat this data as non-personal information unless we are required to do otherwise by law.

Bretton may use this data in aggregate form to understand how customers collectively use our platform, which helps us improve our services and user experience.

We may integrate with third-party accounting systems (such as Xero, MYOB, QuickBooks) to import your financial data with your explicit consent. This integration allows us to provide our currency exposure analysis services.

We may link to other websites which are not within our control. Once you have left our Website, we are not responsible for the protection and privacy of any information which you provide to those third-party sites.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies on our Website. Cookies are small files that store information on your device, allowing our Website to recognise repeat visits. For more information on cookies, see the Cookies section below.

Why We Collect Information

We collect and use your personal information for the following purposes:

• to provide you with our currency management platform and services;

• to process your registration and maintain your account;

• to analyse your foreign currency exposure and provide AI-powered recommendations;

• to respond to your inquiries and provide customer support;

• to improve our platform and develop new features;

• to send you important service announcements and updates;

• to comply with legal and regulatory obligations, including financial services requirements;

• for fraud prevention and platform security;

• to send you marketing communications about our services (with your consent where required);

• for research and analytics to improve our services.

Under Australian privacy law, we handle your personal information where:

• it is necessary to provide our services under our agreement with you;

• we have your consent;

• it is necessary to comply with legal obligations;

• it is necessary for our legitimate business interests, provided this does not unreasonably impact your privacy.

You have the right to opt-out of direct marketing communications at any time by using the unsubscribe link in our emails or contacting us directly.

How Long We Keep Your Information

We retain your personal information only for as long as necessary to fulfil the purposes for which it was collected, or as required by law. For financial services data, we may be required to retain certain information for periods specified under Australian financial services regulations.

When personal information is no longer needed, we will take reasonable steps to destroy or de-identify it in accordance with our data retention policies.

Sharing Your Information

We may disclose your personal information to:

• service providers who assist us in operating our platform, including cloud hosting providers, data analytics services, and customer support tools;

• professional advisors including lawyers, accountants, and auditors;

• regulatory bodies and law enforcement agencies where required by law;

• a third party in connection with a merger, acquisition, or sale of our business (with appropriate privacy protections);

• other parties with your explicit consent.

We do not sell your personal information to third parties for their marketing purposes.

Overseas Disclosure of Personal Information

We may disclose your personal information to overseas recipients, including:

• cloud service providers located in the United States and other countries;

• software service providers that assist in operating our platform.

Before disclosing personal information overseas, we take reasonable steps to ensure that overseas recipients will handle your personal information in accordance with Australian privacy standards, including through contractual arrangements where appropriate.

Data Security

We implement appropriate technical and organisational security measures to protect your personal information from unauthorised access, disclosure, alteration, or destruction. This includes:

• encryption of data in transit and at rest;

• access controls limiting access to authorised personnel only;

• regular security monitoring and updates;

• secure data centres with appropriate physical security measures.

We regularly review and update our security practices to address emerging threats and maintain appropriate protection for your personal information.

Accessing and Correcting Your Personal Information

Under Australian privacy law, you have the right to:

• request access to the personal information we hold about you;

• request correction of personal information that is inaccurate, incomplete, or out-of-date;

• request deletion of your personal information in certain circumstances;

• lodge a complaint about our handling of your personal information.

To exercise these rights, please contact us using the details below. We may need to verify your identity before providing access to your personal information.

If you are not satisfied with our response to your privacy complaint, you may lodge a complaint with the Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au.

Cookies and Tracking Technologies

Bretton uses cookies to enhance your experience on our platform. You can control and delete cookies through your browser settings. Please note that disabling cookies may impact the functionality of our platform.

We may also use third-party analytics tools to understand how our platform is used. These tools may use cookies and similar technologies.

Third Party Integrations

Our platform integrates with third-party accounting systems and may embed content from other websites. When you use these integrations, you may be subject to the privacy policies of those third parties. We recommend reviewing their privacy policies to understand how they handle your information.

Changes to This Privacy Policy

We may update this privacy policy from time to time. We will notify you of any material changes by posting the updated policy on our website and, where appropriate, by email.

Contact Us

If you have any questions about this privacy policy or our handling of your personal information, please contact us: